PF - Personal Finance

PF-03 - The Art of Investing

A Beginner’s Guide to Building a Personal Investment Plan in Pakistan

Foundation English IFMP-Team

1h 48m

Duration

Section

Lessons

Yes

e-Certificate

About this course

This course explains how investing fits within personal financial planning. It distinguishes saving from investing, shows how inflation and compounding affect money over time, links risk to goals and time horizon, compares common investment avenues available to Pakistanis, and provides a disciplined process for diversification, due diligence, account opening and review. It does not recommend a product, return target, platform or asset allocation.

Course element	Specification
Course code	PF-03
Level	Foundation
Audience	Pakistani students, young earners, beginners, first-time investors and professionals seeking a practical introduction to investing
Mode	Free, self-paced online learning on the IFMP portal
Maximum duration	120 minutes
Assessment	Six module checks and a 12-question final quiz
Completion standard	At least 70 percent in the final quiz
Certificate	Digital certificate after successful completion
Prerequisite	No finance or investment background is required

What you'll learn

Explain the different jobs of saving and investing and how inflation affects purchasing power.
Calculate a simple nominal return, real return and compound-growth illustration without treating an assumption as a promise.
Assess a goal using time horizon, liquidity need, risk willingness and capacity for loss.
Compare cash and savings, government securities, bonds and Sukuk, shares, funds, ETFs, gold, real estate, REITs and business exposure.
Build an illustrative diversified plan and identify concentration, liquidity and fee risks.
Start through regulated channels, review disclosures and recognise scams and common investing mistakes.

Requirements

No finance or investment background is required

Curriculum

1 section · 9 lessons

The Art of Investing 9 lessons

Disclaimer 1 min
Module-1 : Saving Inflation and Investing 15 min
Module-2 : Goals Compounding and Return Assumptions 18 min
Module-3 : Risk Time Horizon and Emergency Reserves 20 min
Module-4 : Investment Avenues in Pakistan 27 min
Module-5 : Diversification and Portfolio Design 15 min
Module-6 : Starting Safely Monitoring and Avoiding Mistakes 10 min
Course Summary 1 min
Personal Investment Plan Worksheet 1 min

Quizzes

PF-03 : Final Assessment

Exam · 12 questions · 10 min

Enroll to attempt

Free

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